Cash Depot’s short-term, payday loans are designed to be just that: Short term. These loans are meant to help you out until the next payday, when you can pay the money back.

When you come in to complete your loan, you’ll be able to review the entire loan agreement before you sign it. We want to make sure you understand what you’re agreeing to before you do take action.

The maximum annual percentage rate (APR) that is currently being charged on short term loans is 443.21%.

Cash Depot charges $17 on every $100 on a 14-day loan. Beyond the 14 day time frame, additional daily fees add up each day after. For example, if you take out a $200 payday cash loan and we keep it open for 15 days, the 15th day adds an additional $2.42 to the loan amount.

As with all short-term loan establishments, we are regulated by Missouri’s Division of Finance. You can view a copy of our Certificate of Registration by clicking here.

Feel free to Contact Us with any questions you have!